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Futureproof your asset finance.

The number one software choice for equipment and auto finance companies, worldwide.

Both Screens Auto Screens Equipment Screens


Alfa Systems is at the heart of some of the world’s largest and most innovative asset finance companies.

Supporting all types of auto, equipment and wholesale finance business, our software platform uses leading-edge digital technologies to deliver proven functionality and performance.

Our customers use Alfa Systems to administer both retail and corporate business, from point of sale, through originations, to contract management and remarketing. Alfa Systems manages both high-volume transactions and complex leases and loans, in any region, language and currency.

Read about the latest features in Alfa Systems 5.6.

Unify, connect and adapt - in one versatile platform.

Alfa Systems can perform as a point or end-to-end solution. Integrate Alfa Systems into your existing stack, or consolidate all your systems on our single platform.

Point Of Sale


  • Complete asset classification
  • Master agreements and pipeline management
  • Templates and business rules
  • Automated, real-time credit decisions
  • Identical pricing engine for quotation and in-life changes


  • Custom-built digital apps
  • Responsive UI for mobile, tablet and desktop
  • Multiple brands
  • Systemized vendor relationships
  • Optimized communication between sales and underwriting

Dealer portal

  • Effortless dealer portal experience
  • Customisable user interface and authority model
  • Comprehensive audit trail
  • Integrated stock auditing

Entire unit lifecycle

  • Advanced inventory management
  • Dealer credit management facilities
  • Workflow automation
  • Meaningful reports
  • Wholesale-to-retail asset conversion

Credit management

  • Automated credit decisioning
  • Bureau integration
  • Customisable underwriting screens
  • Instant views of exposure at all levels
  • Configurable, rules-driven business processes
  • Sophisticated payout handling

Document management

  • eSignature support
  • Document generation, storage, tracking and audit
Contract Management

Leases, loans and hire purchase

  • Sophisticated pricing and accounting engine
  • Product support across multiple jurisdictions
  • Tax solver integration
  • Identical pricing engine for quotation and in-life changes

Customer, asset and contract management

  • Ability to change or reverse any transaction
  • Automation through business rules and workflow
  • Reschedules through wizards and in bulk
  • Automated invoicing, billing and payments
Collections And Recovery

Delinquency management

  • Arrears matrix
  • Automated customer communications
  • Workflow-driven bad debt management


  • Collections agency support
  • Charge-offs and recoveries
  • Customer call handling

End of lease

  • Automated, rules-based recharge of damage and excess usage
  • Integration with valuation providers
  • Title management


  • Asset inspection, collection and disposal
  • Automated auction assignment
  • Auction, dealer or private sale
Cloud Hosting Icon

Fully managed infrastructure

  • Flexible integration
  • Suitable for all volumes
  • Comprehensive system monitoring
  • Networking, hardware, OS, database management and middleware

High availability

  • Data centres in the US, Europe and Asia-Pacific
  • Public, private and hybrid options
  • Audited against ISO27001, ISO27018 and the SOC2 controls for security and availability
Digital Integration Icon


  • More access, immediacy and control for consumers
  • Custom-built digital apps
  • Self-serve solutions
  • Real-time integration

'API first' approach

  • Simplified API combining data and function from multiple systems
  • Custom endpoints over Alfa Systems' extensive API and others
  • Orchestrated system APIs across business processes
  • AI integration
Compliance Automation Icon

Risk and compliance

  • Enforced rigour and processes
  • Managed across all regions
  • Multientity, multiregulatory, multicurrency and multilingual
  • Regulatory reporting
  • Supplier management
  • Metro 2 interfacing

Workflow and business rules

  • Configurable by region
  • Automated, rules-driven system behaviour
  • Segregation of duties
Business Intelligence Icon

Flexible reporting

  • User-driven, self-service access to key business metrics
  • Real-time business decisions
  • Dashboards providing insight on performance, issues and risk


  • Embedded real-time operational data store
  • Integration with enterprise data warehouse and data lakes

Introducing Alfa Start for auto finance.

Class-leading software at entry-level cost.




Backed by Alfa Systems, our omnichannel digital solution delivers the latest concepts such as self-serve, customer onboarding and mobility, as well as traditional point of sale functionality, across multiple devices.

Through collaborative "design thinking" methodology, we'll help you develop and implement an effective digital strategy, making sure your digital transformation is a smooth one.

  • Understand your digital vision, unique requirements and pain points
  • Explore options available in Alfa Systems for achieving the solution you want, through continual prototyping
  • Materialize a finely tuned and tailored platform, and integrate it into your proposition


Five differentiators.

This is why our customers choose Alfa Systems.

Unify 1

Unify your systems.

Avoid systems spaghetti - consolidate disparate legacy systems, integrations and workarounds. Remove inefficiency and complexity by using a single platform with a single database.

Challenge 1

Innovate and challenge in multiple markets.

Multientity, multiregulatory, multicurrency and multilingual. React quickly in a complex and changing market. Adapt to match business requirements and customer needs as they evolve.

Omnichannel 1

Create an omnichannel experience.

Empower customers, dealers and vendors through enhanced self-service and omnichannel technology. Operate a clear and complete picture of the customer journey, from onboarding, throughout in-life management to end of term and retention.

Tech 1

Perform through leading-edge tech.

Count on a comprehensive service-oriented architecture, and design your own API into the system. Exploit a 100% web and app UI alongside reliable, scalable performance, proven for a 10 million-contract portfolio.

Agility 1

Achieve operational agility.

Streamline operations through process automation, across different functions and geographies. Achieve greater control, connected processes and a seamless flow of information.

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