Our Business

Live across five continents, Alfa Systems is the technology platform of choice for asset finance companies, worldwide.

Alfa CEO Andrew Denton in an interview
An Overview of Alfa

Hear from our CEO

Alfa is a leading asset finance software company with global scale. Our core platform, Alfa Systems, has been supporting some of the world’s largest and most innovative companies for more than 30 years.

Company Highlights

Investment Case

Diagram showing Alfa's compelling investment opportunity
Push and pull market drivers

Market demands are driving the need for modern specialist software. Push factors include regulatory and cybersecurity concerns. Pull factors include digital, mobility and cost reduction opportunities.

Diversification

Alfa continues to win customers, broadening across sectors and company size.

Market leading software

Alfa is recognised as leading software in the automotive and asset finance industry, with the best delivery record and people, but with only around 3% of the target market spend.

Cash-generative growth

Clear strategy, which can be self-funded, to deliver continued growth and dividends to shareholders (£100m in dividends paid out from 2020 to 2022).

Strong IP

Strong existing IP being continually enhanced along with new IP (Alfa iQ).

Recurring revenues

Embedded customer relationships drive strong recurring revenues, augmented by Cloud Hosting.

Barriers to entry

Market complexity and changing regulation creates a significant barrier to entry to new software providers.

Massive market

Asset finance is a massive ($3.4bn*) market with relative resilience. With wholesale, loans and mortgages potential addressable market up to $1tn.

*Source: A Deloitte view of the asset finance software industry, published in 2022

Alfa is a leading asset finance software company with global scale.