Futureproof your asset finance.
The number one software choice for asset finance companies, worldwide.
Overview
Alfa Systems is at the heart of some of the world’s largest and most innovative asset finance companies.
Supporting all types of auto, equipment and wholesale finance business, our software platform uses leading-edge digital technologies to deliver proven functionality and performance.
Our customers use Alfa Systems to administer both retail and corporate business, from point of sale, through originations, to contract management and remarketing. Alfa Systems manages both high-volume transactions and complex leases and loans, in any region, language and currency.
Meet the Alfa Digital platform and apps suite.
Backed by Alfa Systems, our omnichannel digital solution delivers the latest concepts such as self-serve, customer onboarding and mobility, as well as traditional point of sale functionality, across multiple devices.
Through collaborative "design thinking" methodology, we'll help you develop and implement an effective digital strategy, making sure your digital transformation is a smooth one.
- Understand your digital vision, unique requirements and pain points
- Explore options available in Alfa Systems for achieving the solution you want, through continual prototyping
- Materialise a finely tuned and tailored platform, and integrate it into your proposition
Unify, connect and adapt - in one versatile platform.
Alfa Systems can perform as a point or end-to-end solution. Integrate Alfa Systems into your existing stack, or consolidate all your systems on our single platform.
- Complete asset classification
- Master agreements and pipeline management
- Templates and business rules
- Automated, real-time credit decisions
- Identical pricing engine for quotation and in-life changes
Omnichannel
- Custom-built digital apps
- Responsive UI for mobile, tablet and desktop
- Multiple brands
- Systemised vendor relationships
- Optimised communication between sales and underwriting
Dealer portal
- Effortless dealer portal experience
- Customisable user interface and authority model
- Comprehensive audit trail
- Integrated stock auditing
Entire unit lifecycle
- Advanced inventory management
- Dealer credit management facilities
- Workflow automation
- Meaningful reports
- Wholesale-to-retail asset conversion
Specialist features
- Comprehensive management of vehicles, customers, drivers and suppliers
- Specialised vehicle catalogues and fleet pricing
- Full support for policies, products and services
- Totally configurable
Integration and efficiency
- Seamless integration with key middle and back-office functions
- Functionality exposed as web services
- Customisable workflow with strict business rules and validation
- Minimised per-unit administration costs
Credit management
- Automated credit decisioning
- Bureau integration
- Customisable underwriting screens
- Instant views of exposure at all levels
- Configurable, rules-driven business processes
- Sophisticated payout handling
Document management
- eSignature support
- Document generation, storage, tracking and audit
Leases, loans and hire purchase
- Sophisticated pricing and accounting engine
- Product support across multiple jurisdictions
- Tax solver integration
- Identical pricing engine for quotation and in-life changes
Customer, asset and contract management
- Ability to change or reverse any transaction
- Automation through business rules and workflow
- Reschedules through wizards and in bulk
- Automated invoicing, billing and payments
Delinquency management
- Arrears matrix
- Automated customer communications
- Workflow-driven bad debt management
Collections
- Collections agency support
- Charge-offs and recoveries
- Customer call handling
End of lease
- Automated, rules-based recharge of damage and excess usage
- Integration with valuation providers
- Title management
Disposal
- Asset inspection, collection and disposal
- Automated auction assignment
- Auction, dealer or private sale
Fully managed infrastructure
- Flexible integration
- Suitable for all volumes
- Comprehensive system monitoring
- Networking, hardware, OS, database management and middleware
High availability
- Data centres in the US, Europe and Asia-Pacific
- Public, private and hybrid options
- Audited against ISO27001, ISO27018 and the SOC2 controls for security and availability
Customer-focused
- More access, immediacy and control for consumers
- Custom-built digital apps
- Self-serve solutions
- Real-time integration
'API first' approach
- Simplified API combining data and function from multiple systems
- Custom end-points over Alfa Systems' extensive API and others
- Orchestrated system APIs across business processes
- AI integration
Workflow and business rules
Flexible reporting
- User-driven, self-service access to key business metrics
- Real-time business decisions
- Dashboards providing insight on performance, issues and risk
Integration
- Embedded real-time operational data store
- Integration with enterprise data warehouse and data lakes
Five differentiators.
This is why our customers choose Alfa Systems.
Unify your systems.
Avoid systems spaghetti - consolidate disparate legacy systems, integrations and workarounds. Remove inefficiency and complexity by using a single platform with a single database.
Innovate and challenge in multiple markets.
Multientity, multiregulatory, multicurrency and multilingual. React quickly in a complex and changing market. Adapt to match business requirements and customer needs as they evolve.
Create an omnichannel experience.
Empower customers, dealers and vendors through enhanced self-service and omnichannel technology. Operate a clear and complete picture of the customer journey, from onboarding, throughout in-life management to end of term and retention.
Perform through leading-edge tech.
Count on a comprehensive service-oriented architecture, and design your own API into the system. Exploit a 100% web and app UI alongside reliable, scalable performance, proven for a 10 million-contract portfolio.
Achieve operational agility.
Streamline operations through process automation, across different functions and geographies. Achieve greater control, connected processes and a seamless flow of information.