Lifecycle Components in Alfa Systems
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Point of Sale

Build a perfect sales experience with omnichannel support.

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With omnichannel support, Point of Sale in Alfa Systems addresses all of an asset finance provider’s needs around quotation, product configuration, and new business.

Alfa Systems’ quotation system empowers brokers, vendors, and end customers to handle the entire asset finance product set, from retail credit agreements to complex tax-based leasing.

Finance quotes are delivered via Point of Sale and bespoke digital apps, providing a responsive user interface for mobile, tablet, and desktop. Working in close collaboration with our customers, we assemble digital apps quickly and efficiently using POSkit, Alfa Systems’ library of UI components, and following a ‘design thinking’ methodology. Read more in Extensible Platform.

“The excellent usability in the front end means our dealers achieve complex tasks with minimal fuss.”

Alfa Customer

With sophisticated evaluation, sales workflow, and business rules (see Process Automation), Point of Sale and associated Alfa Systems digital apps feature automated, real-time credit decisions. A single, integrated pricing engine can solve for multiple targets on a before- or after-tax basis for leases or loans.

Quotes can be evaluated for numerous components, including rate, commission, rental and residual value, with financial structures defined for each market. Integration with industry-standard catalogs allows complete asset classification, including vehicle options, while value-added products such as maintenance can also be defined as part of an overall product template.

These templates can be created and deployed rapidly, enabling optimum speed to market and featuring fully flexible payment profiles configured as required. Commissions and subsidies can then be calculated automatically from converted quotes.

"Alfa Systems is so easy to configure that we don’t need to be technical experts in it; we have the partnership with Alfa, and this enables us to be experts in our own products and our own market.”

Robin Jeffery, Head of Transformation, HTB

Multiple input channels, from broker-based to self-service, provide support for numerous brands and routes to market. Transactions can be started on one channel and picked up on another, optimizing quote throughput.

Frame or master agreements allow you to set vendor-specific defaults and rules, meaning the end user enters only minimal detail within preconfigured restrictions.

“With Alfa Systems we have full and immediate control over product configuration, enabling us to deliver flexible lending products to meet the needs of our clients.”

Daniel Bailey, Executive Director, Arkle Finance


  • Complete asset classification
  • Master agreements and pipeline management
  • Templates and business rules
  • Automated, real-time credit decisions
  • Single, integrated pricing engine for quotation and in-life changes


  • Bespoke digital apps built against Alfa’s API using our component library
  • Responsive UI for mobile, tablet, and desktop
  • Multiple brands
  • Systemized vendor relationships
  • Optimized communication between sales and underwriting