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Point of Sale

Point Of Sale Icon

Point of Sale in Alfa Systems features a quotation system for brokers, vendors and end customers to handle the entire asset finance product set, from retail credit agreements to complex tax-based leasing.

Finance quotes are delivered through custom-built digital apps and a responsive user interface for mobile, tablet and desktop.

With sophisticated evaluation, sales workflow and business rules, Point of Sale features automated, real-time credit decisions. A single, integrated pricing engine can solve for multiple targets on a before- or after-tax basis for leases or loans.

Proposals can be evaluated for numerous components, including rate, commission, rental and residual value, with financial structures defined for each market. Integration with industry-standard catalogues allows complete asset classification, including vehicle options, while value-added products such as maintenance and insurance can also be defined as part of an overall product template.

These templates can be created and deployed rapidly, enabling optimum speed to market and featuring fully flexible payment profiles configured as required. Commissions and subsidies can then be calculated automatically from converted proposals.

Multiple channels of input, from broker-based to self-service, provide support for multiple brands and routes to market. Transactions can be started on one channel and picked up on another, optimising proposal throughput.

Frame or master agreements allow you to set vendor-specific defaults and rules, enabling the end user to enter only minimal detail within preconfigured restrictions.

  • Identical pricing engine for quotation and in-life changes
  • Systemised vendor relationships
  • Optimised communication between sales and underwriting
The excellent usability in the front end means our dealers achieve complex tasks with minimal fuss.


Something else?

Originations

Originations in Alfa Systems allows automated, transparent credit decisioning and sophisticated document and payout handling. Credit bureau integration, customisable underwriting screens and scorecards give you further control.

Contract Management

Alfa's flexible Contract Management system allows you to administer customers, assets and contracts throughout the contract lifecycle - automatically, individually and at scale.

Wholesale

Alfa manages the entire unit lifecycle for wholesale or floorplan financing. Delivered to dealers, distributors, auditors and financiers via a customisable user interface and authority model, Wholesale enables complicated and costly wholesale business processes to be handled with a minimum of effort.